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2024-01-18 06:24:35 -

Target 2040 New

¥500000

In stock

Asia

Financial Services

Target 2040 - Equity ETFs (60%), Bond ETFs (40%)

RISK
Medium

8Months RETURNS
18.9% High Return

MINIMUM AMOUNT
¥ 500000

Basket Details

Target baskets are for investors who are planning to save and invest for a big expense, be it buying a car, paying for college or retiring around a set target year.

In target baskets, the equity allocation decreases, and the debt allocation increases as the target year comes closer.

The objective of the basket is to accumulate wealth in the initial years and to protect the investment as the target year comes closer. To achieve this, target baskets have higher equity allocation in the beginning to get higher returns, as equities beat debt over the long term in terms of returns.

However, in the short term, this may not hold true since equity investments are more volatile. To adjust for this, target baskets’ debt allocation rises quickly as the target year comes closer - especially for the final four years. This protects the money investors have saved over the entire time frame.

The basket is rebalanced yearly in April, and debt to equity allocation is changed accordingly.

Equity segment ETFs - Nippon India ETF Nifty Next 50 Junior BeES and Nippon India Nifty 50 Bees ETF

Debt segment ETF - BHARAT Bond ETF

Asset allocation breakdown for Target 2040 Basket

| Year | Years to Target | Equity | Debt |
|------|-----------------|--------|------|
| 2023 | 17 | 60% | 40% |
| 2024 | 16 | 58% | 42% |
| 2025 | 15 | 56% | 44% |
| 2030 | 10 | 47% | 53% |
| 2035 | 5 | 33% | 67% |
| 2036 | 4 | 29% | 71% |
| 2037 | 3 | 23% | 77% |
| 2038 | 2 | 17% | 83% |
| 2039 | 1 | 12% | 88% |
| 2040 | 0 | 8% | 92% |

Note: The table shows equity and debt allocation in an interval of five years and the final four years of the target basket. However, the basket is rebalanced every year in April and the asset allocation is changed accordingly

Why this basket?
This basket is for investors who are planning for an expense by 2040. The basket is built to minimize risk, and gradually increases the investment in lower-risk debt as the investor draws closer to the target year.

Who is this basket for?
This basket is for investors saving with a set target year in mind. The basket minimizes risk while distributing investments between equity and debt ETFs. Debt and equity allocation will change depending on the distance to the target year.

Target 2040 - Equity ETFs (60%), Bond ETFs (40%) RISK Medium 8Months RETURNS 18.9% High Return MINIMUM AMOUNT ¥ 500000 Basket Details Target baskets are for investors who are planning to save and invest for a big expense, be it buying a car, paying for college or retiring around a set target year. In target baskets, the equity allocation decreases, and the debt allocation increases as the target year comes closer. The objective of the basket is to accumulate wealth in the initial years and to protect the investment as the target year comes closer. To achieve this, target baskets have higher equity allocation in the beginning to get higher returns, as equities beat debt over the long term in terms of returns. However, in the short term, this may not hold true since equity investments are more volatile. To adjust for this, target baskets’ debt allocation rises quickly as the target year comes closer - especially for the final four years. This protects the money investors have saved over the entire time frame. The basket is rebalanced yearly in April, and debt to equity allocation is changed accordingly. Equity segment ETFs - Nippon India ETF Nifty Next 50 Junior BeES and Nippon India Nifty 50 Bees ETF Debt segment ETF - BHARAT Bond ETF Asset allocation breakdown for Target 2040 Basket | Year | Years to Target | Equity | Debt | |------|-----------------|--------|------| | 2023 | 17 | 60% | 40% | | 2024 | 16 | 58% | 42% | | 2025 | 15 | 56% | 44% | | 2030 | 10 | 47% | 53% | | 2035 | 5 | 33% | 67% | | 2036 | 4 | 29% | 71% | | 2037 | 3 | 23% | 77% | | 2038 | 2 | 17% | 83% | | 2039 | 1 | 12% | 88% | | 2040 | 0 | 8% | 92% | Note: The table shows equity and debt allocation in an interval of five years and the final four years of the target basket. However, the basket is rebalanced every year in April and the asset allocation is changed accordingly Why this basket? This basket is for investors who are planning for an expense by 2040. The basket is built to minimize risk, and gradually increases the investment in lower-risk debt as the investor draws closer to the target year. Who is this basket for? This basket is for investors saving with a set target year in mind. The basket minimizes risk while distributing investments between equity and debt ETFs. Debt and equity allocation will change depending on the distance to the target year.

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BitCap

added product for sale
2024-01-17 11:33:04 -

Diversified Basket New

¥500000

In stock

India

Financial Services

Diversified Basket
- Equity (50%)
- Bonds (25%)
- Gold (25%)
RISK Medium
10M RETURNS 25.0% High Return

Basket Details
This relatively lower-risk basket comprises of Exchange traded funds or ETFs of equity index funds, bonds and gold. The ETFs included tracks the Nifty 50 and the Nifty Next 50 indices. Basically the top 100 listed companies in India. The basket also invests in gold, which is known as a safe haven asset. Equity ETF - Index Funds - 50% Debt ETF - 25% Gold ETF - 25%

Why this basket?
This basket allows you to diversify your portfolio across asset classes. The basket has equal weights on two index funds, bonds and gold.

Who is this basket for?
This basket is suitable mainly for long-term passive investors with low-risk appetite.

Contact Me for additional information and Basket Subscription

Diversified Basket - Equity (50%) - Bonds (25%) - Gold (25%) RISK Medium 10M RETURNS 25.0% High Return Basket Details This relatively lower-risk basket comprises of Exchange traded funds or ETFs of equity index funds, bonds and gold. The ETFs included tracks the Nifty 50 and the Nifty Next 50 indices. Basically the top 100 listed companies in India. The basket also invests in gold, which is known as a safe haven asset. Equity ETF - Index Funds - 50% Debt ETF - 25% Gold ETF - 25% Why this basket? This basket allows you to diversify your portfolio across asset classes. The basket has equal weights on two index funds, bonds and gold. Who is this basket for? This basket is suitable mainly for long-term passive investors with low-risk appetite. Contact Me for additional information and Basket Subscription

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Theo_Yeung

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2023-12-17 01:27:36 -

Convenience and liquidity are two key factors that influence the investment decisions of many people. Convenience refers to how easy it is to access and manage your money, while liquidity refers to how quickly you can convert your assets into cash without losing value. Both convenience and liquidity can affect your financial goals, risk tolerance, and time horizon.

If you are looking for convenience and liquidity in your investments, you may want to consider the following options:

- Money market funds: These are mutual funds that invest in short-term debt securities, such as treasury bills, commercial paper, and certificates of deposit. Money market funds offer a high degree of safety, stability, and liquidity, as they aim to maintain a constant net asset value (NAV) of $1 per share. You can withdraw your money at any time without penalty or fees, and you can also write checks or use debit cards from some money market funds. However, money market funds usually offer low returns compared to other investments, and they are not insured by the Federal Deposit Insurance Corporation (FDIC).

- Short-term bonds: These are debt securities that mature in one to five years. Short-term bonds typically offer higher returns than money market funds, but they also have more price fluctuations and credit risk. You can sell your short-term bonds before maturity, but you may incur capital gains or losses depending on the market conditions. You can also buy short-term bond funds, which are mutual funds that invest in a diversified portfolio of short-term bonds.

- Online savings accounts: These are bank accounts that offer higher interest rates than traditional savings accounts, as they have lower overhead costs and can pass on the savings to customers. Online savings accounts are convenient, as you can access your money anytime through online banking or mobile apps. They are also liquid, as you can transfer your money to other accounts or withdraw cash from ATMs. Online savings accounts are insured by the FDIC up to $250,000 per depositor.

When convenience and liquidity are important, Theo can help you find the most appropriate investment products and the right asset allocation for your needs. Theo as a specialist that provides personalized financial advice based on your goals, risk profile, and preferences. Theo uses advanced algorithms and data analysis to create a customized portfolio of low-cost exchange-traded funds (ETFs) that match your objectives. Theo also monitors and adjusts your portfolio automatically to keep it on track with your target asset allocation.

With Theo, you can enjoy the convenience and liquidity of investing online, while also benefiting from the expertise and guidance of a professional financial advisor. You can start investing with Theo with as little as $100, and you can withdraw your money anytime without fees or penalties.

If you want to learn more about how Theo can help you achieve your financial goals with convenience and liquidity, visit contact me anytime for a free consultation.

Convenience and liquidity are two key factors that influence the investment decisions of many people. Convenience refers to how easy it is to access and manage your money, while liquidity refers to how quickly you can convert your assets into cash without losing value. Both convenience and liquidity can affect your financial goals, risk tolerance, and time horizon. If you are looking for convenience and liquidity in your investments, you may want to consider the following options: - Money market funds: These are mutual funds that invest in short-term debt securities, such as treasury bills, commercial paper, and certificates of deposit. Money market funds offer a high degree of safety, stability, and liquidity, as they aim to maintain a constant net asset value (NAV) of $1 per share. You can withdraw your money at any time without penalty or fees, and you can also write checks or use debit cards from some money market funds. However, money market funds usually offer low returns compared to other investments, and they are not insured by the Federal Deposit Insurance Corporation (FDIC). - Short-term bonds: These are debt securities that mature in one to five years. Short-term bonds typically offer higher returns than money market funds, but they also have more price fluctuations and credit risk. You can sell your short-term bonds before maturity, but you may incur capital gains or losses depending on the market conditions. You can also buy short-term bond funds, which are mutual funds that invest in a diversified portfolio of short-term bonds. - Online savings accounts: These are bank accounts that offer higher interest rates than traditional savings accounts, as they have lower overhead costs and can pass on the savings to customers. Online savings accounts are convenient, as you can access your money anytime through online banking or mobile apps. They are also liquid, as you can transfer your money to other accounts or withdraw cash from ATMs. Online savings accounts are insured by the FDIC up to $250,000 per depositor. When convenience and liquidity are important, Theo can help you find the most appropriate investment products and the right asset allocation for your needs. Theo as a specialist that provides personalized financial advice based on your goals, risk profile, and preferences. Theo uses advanced algorithms and data analysis to create a customized portfolio of low-cost exchange-traded funds (ETFs) that match your objectives. Theo also monitors and adjusts your portfolio automatically to keep it on track with your target asset allocation. With Theo, you can enjoy the convenience and liquidity of investing online, while also benefiting from the expertise and guidance of a professional financial advisor. You can start investing with Theo with as little as $100, and you can withdraw your money anytime without fees or penalties. If you want to learn more about how Theo can help you achieve your financial goals with convenience and liquidity, visit contact me anytime for a free consultation.

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